How It Works
With the knowledge and skills to manage money and plan for the future, families are better positioned to embrace opportunity and achieve their dreams for generations to come.
Five Principles
On the Money aligns with The US National Strategy for Financial Literacy which supports the following Five Principles of Effective Financial Education:
1 Know the individuals and families to be served
2 Provide actionable, relevant, and timely information
3 Improve key financial skills
4 Build on motivation
5 Make it easy to make good decisions and follow through
12 Lessons
On the Money is composed of 12 lessons, which that focus on the knowledge, skills, attitudes, and behaviors needed for a sound financial future.
1 Understand a Paycheck
2 Identify Income and Expenses
3 Create a Budget
4 Build an Emergency Fund
5 Save for Retirement
6 Understand Credit
7 Pay Down Debt
8 Understand Investment Options
9 Spend Money Wisely
10 Set SMART Financial Goals
11 Achieve Financial Security
12 Review
Developed by
Literacy For Life
www.literacyforlife.org
GET STARTED
Become a licensed
On the Money provider!
To learn more and receive a custom quote, contact:
Bob Estremera
+1 (757) 221-1265
restremera@wm.edu
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ALL RIGHTS RESERVED
